This UK PCP Mileage Calculator estimates your excess mileage charge based on pro-rata finance methods used by most UK lenders and leasing companies.
Your contract includes an annual mileage allowance. If you exceed it, you pay a per-mile penalty when returning the vehicle.
Instead of simple month-based estimates, this tool uses a daily pro-rata calculation, which is closer to how finance companies assess mileage usage.
A 10,000 mile annual allowance over 18 months equals 15,000 miles total allowance. If you drive more, the excess is multiplied by your contract rate.
Always check your PCP agreement, as excess mileage charges vary significantly between finance providers.